Your first ten minutes

No account, no email, no setup. Open it and you're in.

Initial setup (~3 minutes)

When you first open the app, it guides you through 4 steps:

1. Your name — for the personalized greeting on the dashboard
2. Main currency — automatically detected from your region
3. First account — create your bank account (e.g. "Checking Account")
4. Categories — choose the default 36 or start from scratch

If you're short on time, you can skip any step. The app will gently remind you later with a tip on the dashboard.

After setup

The first thing you should do is import your transactions. Without data, the app can't project or analyze anything.

Where do I get the file?

Most banks let you download a CSV or XLSX from their online banking:

• Look for "Export", "Download transactions", or "Statement"
• The most common format is CSV (comma-separated values)
• Some banks also offer Excel (XLSX) downloads

What happens with my data?

The file is processed 100% on your device. Nothing is uploaded to any server. Once imported, you can delete the original file.

Next step

Learn how to import transactions with the import wizard.