Understand your money
Reading the projections
It's not a crystal ball — it's your own history, extended.
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Projections are available on Pro and Family plans.
How does it work?
The projection engine analyzes your history per category and determines:
◆Regularity: do you spend in this category every month?
◆Stability: does the amount vary little?
◆Frequency: how many transactions per month?
◆Trend: is it going up, down, or staying flat?
◆Seasonality: are there months with spikes?
Based on this, it determines each category's predictability level and applies the most appropriate calculation strategy.
How much data does it need?
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Confidence
Each projection has a confidence level:
◆High (>80%): "You'll spend ~€450 on food"
◆Medium (60-80%): "Probably between €380 and €520"
◆Low (<60%): "Based on available data, between €300 and €600"
◆Insufficient: "I can't project this category with confidence yet"
Self-correction
The engine compares each month what it projected vs what actually happened. If it detects consistent over- or under-estimation in a category, it corrects automatically. The longer you use it, the more accurate it becomes.
What's excluded?
◆Transfers between your own accounts
◆Credit card payments (avoids double counting)
◆Recurring bills (handled by the bills module)